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Rechtsanwalt Marian Härtel - ITMediaLaw

LG Wuppertal: Payment via PayPal to online casinos

7. November 2022
in Law on the Internet
Reading Time: 2 mins read
0 0
A A
0
gambling games
Key Facts
  • The Regional Court of Wuppertal rejects repayment claims against PayPal, in accordance with previous court rulings.
  • The legal relationship between PayPal and users is based on the payment services framework agreement.
  • The court finds that PayPal has not breached any obligations with regard to payment processing.
  • It is the responsibility of users to inform themselves about the legal aspects of online gambling.
  • The plaintiff was unable to prove a claim for enrichment pursuant to Section 812 BGB.
  • Contracts are not void pursuant to Section 134 BGB as long as they do not violate any legal prohibition.
  • The ruling provides legal certainty for providers of gambling and skill games.

For individuals who thought in the past that they could participate in online casinos and get their money back later, their time is up.

After I have already reported in this article and this article that courts have rejected claims against credit card providers, the Wuppertal Regional Court has now also decided to reject a claim for a refund against PayPal.

The court first states:

The legal relationship between PayPal and its users is defined as a payment services framework contract in accordance with the German Civil Code (BGB). § 675 f para. 2 sentence 1 of the German Civil Code (BGB) and within the meaning of Chapter 3 of the European Payment Services Directive PSD II, which is brought about by successful registration.

 

But then comes to the conclusion

The defendant has fulfilled the (protective) obligations incumbent upon it under the payment services framework agreement pursuant to § 241 para. 2 BGB not violated. Such a breach of duty follows neither from the conclusion of the cooperation agreements with the respective online casinos nor from the execution of the specific payment orders of the plaintiff. Nor is it the defendant’s responsibility to prevent the plaintiff from participating in gambling that may be prohibited.

The LG also agrees with the opinion of the OLG Munich and states:

 

Contrary to the plaintiff’s view, there is also no claim under the law of enrichment pursuant to § 812 para. 1 P. 1 BGB. The plaintiff has not shown and proved that the defendant has obtained anything without legal ground. The relationship between the defendant and the plaintiff is governed by the payment services framework agreement. Contrary to the plaintiff’s view, this contract is not void pursuant to § 134 of the German Civil Code (BGB), since it does not in itself violate any statutory prohibition.

And finally:

Further claims, in particular those based on tort law pursuant to Sec. 823 para. 1 or para. 2 in conjunction with the provisions of the Interstate Treaty on Gaming also fail on the basis of the above considerations. The defendant cannot be accused of any culpable violation of legal interests to the detriment of the plaintiff.

 

The ruling should probably be the end for companies like “We’ll get your money back” and legal certainty for providers of gambling but especially SkillGames. The expert opinions required in the past for my clients on skillgaming and the legal situation so that these providers could include various payment providers at all should be over.

Marian Härtel
Author: Marian Härtel

Marian Härtel ist Rechtsanwalt und Fachanwalt für IT-Recht mit einer über 25-jährigen Erfahrung als Unternehmer und Berater in den Bereichen Games, E-Sport, Blockchain, SaaS und Künstliche Intelligenz. Seine Beratungsschwerpunkte umfassen neben dem IT-Recht insbesondere das Urheberrecht, Medienrecht sowie Wettbewerbsrecht. Er betreut schwerpunktmäßig Start-ups, Agenturen und Influencer, die er in strategischen Fragen, komplexen Vertragsangelegenheiten sowie bei Investitionsprojekten begleitet. Dabei zeichnet sich seine Beratung durch einen interdisziplinären Ansatz aus, der juristische Expertise und langjährige unternehmerische Erfahrung miteinander verbindet. Ziel seiner Tätigkeit ist stets, Mandanten praxisorientierte Lösungen anzubieten und rechtlich fundierte Unterstützung bei der Umsetzung innovativer Geschäftsmodelle zu gewährleisten.

Tags: Credit cardGamingKILegal certaintyRegistrationSicherheit

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  • Informationen
    • Ideal partner
    • About lawyer Marian Härtel
    • Quick and flexible access
    • Principles as a lawyer
    • Why a lawyer and business consultant?
    • Focus areas of attorney Marian Härtel
      • Focus on start-ups
      • Investment advice
      • Corporate law
      • Cryptocurrencies, Blockchain and Games
      • AI and SaaS
      • Streamers and influencers
      • Games and esports law
      • IT/IP Law
      • Law firm for GMBH,UG, GbR
      • Law firm for IT/IP and media law
    • The everyday life of an IT lawyer
    • How can I help clients?
    • Testimonials
    • Team: Saskia Härtel – WHO AM I?
    • Agile and lean law firm
    • Price overview
    • Various information
      • Terms
      • Privacy policy
      • Imprint
  • Services
    • Support and advice of agencies
    • Contract review and preparation
    • Games law consulting
    • Consulting for influencers and streamers
    • Advice in e-commerce
    • DLT and Blockchain consulting
    • Legal advice in corporate law: from incorporation to structuring
    • Legal compliance and expert opinions
    • Outsourcing – for companies or law firms
    • Booking as speaker
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