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Key Facts
- Germany has a federal system, which makes the differences in Landesbanken and institutions important.
- Federal states offer application forms for solo self-employed persons and small businesses online.
- However, some federal states have not yet made it possible to submit an application.
- It is important to keep deadlines and opportunities in mind.
- Social security contributions for March and April can be deferred without interest.
- It is not necessary to provide collateral.
- The regulations affect all federal states in Germany.
In Germany, we live under federalism, and therefore the various state banks and other institutions in this country are what counts.
States have begun posting application forms online for solo self-employed and small businesses. In some cases, however, it is not yet possible to submit an application. However, it is certainly worth keeping the dates and possibilities in mind.
- Baden-Württemberg
- Bavaria
- Berlin
- Brandenburg
- Bremen
- Hamburg
- Hesse
- Mecklenburg-Western Pomerania
- Lower Saxony
- North Rhine-Westphalia
- Rhineland-Palatinate
- Saarland
- Saxony/
- Saxony-Anhalt/a>
- Schleswig-Holstein
- Thuringia
By the way, social security contributions for March and April can also be deferred upon application without interest and without providing collateral!
Author: Marian Härtel
Marian Härtel ist Rechtsanwalt und Fachanwalt für IT-Recht mit einer über 25-jährigen Erfahrung als Unternehmer und Berater in den Bereichen Games, E-Sport, Blockchain, SaaS und Künstliche Intelligenz. Seine Beratungsschwerpunkte umfassen neben dem IT-Recht insbesondere das Urheberrecht, Medienrecht sowie Wettbewerbsrecht. Er betreut schwerpunktmäßig Start-ups, Agenturen und Influencer, die er in strategischen Fragen, komplexen Vertragsangelegenheiten sowie bei Investitionsprojekten begleitet. Dabei zeichnet sich seine Beratung durch einen interdisziplinären Ansatz aus, der juristische Expertise und langjährige unternehmerische Erfahrung miteinander verbindet. Ziel seiner Tätigkeit ist stets, Mandanten praxisorientierte Lösungen anzubieten und rechtlich fundierte Unterstützung bei der Umsetzung innovativer Geschäftsmodelle zu gewährleisten.
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