In Germany, we live under federalism, and therefore the various state banks and other institutions in this country are what counts.

States have begun posting application forms online for solo self-employed and small businesses. In some cases, however, it is not yet possible to submit an application. However, it is certainly worth keeping the dates and possibilities in mind.


By the way, social security contributions for March and April can also be deferred upon application without interest and without providing collateral!

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