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Rechtsanwalt Marian Härtel - ITMediaLaw

OLG Munich: Additional fees for PayPal and instant transfer allowed

15. October 2019
in Competition law, Online retail
Reading Time: 1 min read
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electronic commerce

In a procedure of the Competition Centre, the OLG Munich has allowed the calculation of payment fees both when using the payment service “Immediate Transfer” and when paying by Means of PayPal. The OLG Munich has allowed the appeal to the Federal Court of Justice.

The Munich Regional Court had assessed the legal issues differently(see this article). Since 13.01.2018, the new rules have been in force, prohibiting merchants from charging additional fees for the most common payment options. In the case of instant transfer, the hitherto unanimous view was that this payment option falls under the new legal regulation, because it is a simple SEPA transfer, which is explicitly mentioned in the law. When paying by PayPal, this is controversial due to some rather unclear indications in the deliberations of the law.

The Higher Regional Court of Munich takes the view that the German legislature did not want to cover both the instant transfer and PayPal by Paragraph 270a of the German Civil Code (BGB). According to the OLG, the new standard should not be applied analogously to these two payment methods. The reason: For both Paypal and the immediate transfer, there is no direct SEPA transfer or SEPA direct debit from the end customer to the seller. Instead, a third company is involved. In addition, payment by immediate transfer with the credit check offers advantages which the consumer can and would like to pay if he chooses this route. The OLG has therefore dismissed the action brought by the Competition Centre.

So it remains exciting and it remains to be seen how exactly the Federal Court of Justice positions itself.

Marian Härtel
Author: Marian Härtel

Marian Härtel ist Rechtsanwalt und Fachanwalt für IT-Recht mit einer über 25-jährigen Erfahrung als Unternehmer und Berater in den Bereichen Games, E-Sport, Blockchain, SaaS und Künstliche Intelligenz. Seine Beratungsschwerpunkte umfassen neben dem IT-Recht insbesondere das Urheberrecht, Medienrecht sowie Wettbewerbsrecht. Er betreut schwerpunktmäßig Start-ups, Agenturen und Influencer, die er in strategischen Fragen, komplexen Vertragsangelegenheiten sowie bei Investitionsprojekten begleitet. Dabei zeichnet sich seine Beratung durch einen interdisziplinären Ansatz aus, der juristische Expertise und langjährige unternehmerische Erfahrung miteinander verbindet. Ziel seiner Tätigkeit ist stets, Mandanten praxisorientierte Lösungen anzubieten und rechtlich fundierte Unterstützung bei der Umsetzung innovativer Geschäftsmodelle zu gewährleisten.

Tags: BeratungConsumerFederal courtLawsLawsuitLegal issuesLegal questionMunich Higher Regional Court

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  • Informationen
    • Ideal partner
    • About lawyer Marian Härtel
    • Quick and flexible access
    • Principles as a lawyer
    • Why a lawyer and business consultant?
    • Focus areas of attorney Marian Härtel
      • Focus on start-ups
      • Investment advice
      • Corporate law
      • Cryptocurrencies, Blockchain and Games
      • AI and SaaS
      • Streamers and influencers
      • Games and esports law
      • IT/IP Law
      • Law firm for GMBH,UG, GbR
      • Law firm for IT/IP and media law
    • The everyday life of an IT lawyer
    • How can I help clients?
    • Testimonials
    • Team: Saskia Härtel – WHO AM I?
    • Agile and lean law firm
    • Price overview
    • Various information
      • Terms
      • Privacy policy
      • Imprint
  • Services
    • Support and advice of agencies
    • Contract review and preparation
    • Games law consulting
    • Consulting for influencers and streamers
    • Advice in e-commerce
    • DLT and Blockchain consulting
    • Legal advice in corporate law: from incorporation to structuring
    • Legal compliance and expert opinions
    • Outsourcing – for companies or law firms
    • Booking as speaker
  • News
    • Gloss / Opinion
    • Law on the Internet
    • Online retail
    • Law and computer games
    • Law and Esport
    • Blockchain and web law
    • Data protection Law
    • Copyright
    • Labour law
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